Buying a home is usually the single biggest investment you will make in your lifetime, and at Citizens Tri-County Bank we take mortgage lending very seriously. We understand that getting the right mortgage for your need is as important as finding just the right home for you and your family.

We can design a custom mortgage to fit your needs!

  • We offer…
  • Primary Residence Loans
  • 2nd Home/Vacation Homes
  • Investment Property Loans
  • Competitive Fixed (This is in the Mortgage Department ONLY)
  • FHA
  • VA
  • Conventional
  • And many other mortgage options.



Whether you're building your first home or trading up, our knowledgeable professionals will work with you to build the right loan for your needs. And…we'll make life a little easier by simplifying the entire mortgage process by transferring your new home construction loan into a fixed mortgage process without hidden fees.

You choose the home and we'll build the loan!

Loan Calculator

For further information contact us at (423) 949-8999



For a List of NMLS numbers click here.

Online Mortgage Application