15699 Rankin Ave
PO Box 697
Dunlap, Tn 37327
Van Buren County
Grand Ole Opry and Opry Mills
Pacific Northwest Presentation
New York City!!
Mary BoBo's and Falls Mill
England Scotland Wales
Products and Services
Citizens Tri-County Bank was organized in 1972 as Citizens Bank. The bank received their charter in June of the same year and opened for business in October 1972 with $500,000.00 in capital. They were housed in a trailer at the bank’s present location in downtown Dunlap.
Organizers of the bank were Elmer Studer, H. Glenn Barker, W.L. Rogers, Flavius Barker, Dr. Charles Graves and Preston Cates.
Henry Phillips from Waynesboro, Tennessee was hired as the first bank manager and CEO.
In the spring of 1973, the bank moved from the trailer to their new building where an open house was held in May.
William Broyles was hired as manager and CEO in 1980 and that same year, the bank had reached $7,000,000.00 in total assets.
On January 1, 1983 L. A. Broomfield became the manager and CEO prior to H. Glenn Barker who was hired as President and CEO, as well as Chairman, in October of 1983. At this time, the bank had assets of $10,000,000.00.
Citizens Bank bought the failed Bledsoe County Bank on May 20, 1984 in Pikeville, Tennessee and ended 1984 with assets of $15,000,000.00. The bank then changed their name to Citizens Bank of Dunlap and Pikeville.
In 1992, the bank bought 3 Nations Banks in Grundy County which were located in Tracy City, Altamont and Palmer and became Citizens Tri-County Bank. 1992 ended with the bank having $68,000,000.00 in assets.
The bank was remodeled in 1993 and this tripled the size of the main office.
Citizens Tri-County branched into Marion County in 1994 opening a new office in Whitwell and in 1995, bought an AmSouth office in South Pittsburg. At the close of 1995, the bank had 113 million in assets. Continuing to expand in Marion County, a new office was built and opened in Jasper, TN. in 1999.
In 2000, Citizens Tri-County Bank moved into Hamilton County opening a new office on Signal Mountain and finished the year with assets of 202 million dollars.
Citizens Tri-County Bank began construction in 2001 on The Depot Office Centre adjacent to the main office and was completed in 2002. The Centre is fully occupied and currently houses several businesses as well as some bank operations.
Two more banks were bought in Grundy County in 2002, one located in Monteagle and another in Tracy City. At the end of the year, the bank’s assets increased to $277,000,000.00.
2004 brought the addition of another new office in Hamilton County located in Soddy Daisy and the bank finished that year with assets of 307 million.
Another milestone in the history of the bank occurred when Mrs. C. Ann Smith was elected as President of Citizens Tri-County Bank in 2005. Mrs. Smith started her banking career in May of 1967 as a bookkeeper at Beach State Bank in Panama City, Florida. In 1977, she was employed by Citizens Bank where she remains today as President of Citizens Tri-County Bank.
Also in 2005, Citizens Tri-County Bank expanded into Warren County with the purchase of Cumberland Bank in McMinnville. The bank’s assets totaled 353 million dollars at the close of 2005.
Citizens Tri-County Bank’s expansion continued in 2006 with the acquisition of First National Bank of Tullahoma in Coffee County and assets were 433 million at the end of that year.
Today, Citizens Tri-County Bank is a $500,000,000.00 bank operation in 8 counties with 222 employees with 17 full service offices, 5 drive thru branches and 25 ATM’s in those counties.
Citizens Tri-County Bank provides a full line of bank services from ACH origination to loans to real time internet banking and takes pride in their slogan “The Only Community Bank You’ll Ever Need.”
Serving on the Board of Directors are L. Thomas Austin, Flavius A. Barker, H. Glenn Barker, Thurston Davis, William H. Hatfield, Ronald H. Swafford and C. Ann Smith.
H. Glenn Barker is the Chairman of the Board and CEO.
© Copyright 2014 Citizens Tri-County Bank. All rights reserved.
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